Terms of Use

These Terms of Use ("Terms") govern your use of mobile applications developed by Brightfield Software ("we", "our", or "us"). By downloading or using our apps, you agree to these Terms. Each app may also have its own additional terms.

If you do not agree to these Terms, please do not use the app.

1. Use of the App

Brightfield Software grants you a limited, non-exclusive, non-transferable, revocable license to use our apps for personal, lawful purposes, in accordance with these Terms and applicable laws.

You may not:

• Reverse engineer, decompile, or attempt to extract source code
• Use the app in a way that violates applicable laws or regulations
• Misuse the app in a manner that could harm others or interfere with normal operation
• Attempt to bypass or interfere with app verification systems

You are responsible for maintaining the security of your device and controlling access to the app.

2. Ownership and Intellectual Property

All apps, content, code, design, and related materials are the intellectual property of Brightfield Software or its licensors.

Nothing in these Terms grants you ownership of any intellectual property rights.

3. Privacy

Your use of our apps is subject to our Privacy Policy and each app's own privacy policy, which explain how data is handled.

We design our apps to minimise data collection and prioritise on-device processing. Please review the relevant privacy policy for full details.

4. App Functionality and Availability

We aim to provide reliable and well-maintained software, but we do not guarantee that:

• The app will always be available
• The app will be error-free
• All features will function uninterrupted on all devices

We may update, modify, or discontinue features at any time to improve functionality or address technical issues.

Usage Limits

To protect the service for all users, certain features are subject to usage limits. These limits are designed to be well above normal usage. If you encounter a limit, the app will let you know, and you can try again shortly.

5. Third-Party Services

Our apps may use third-party services where necessary to provide features you choose to enable. Brightfield Software's own servers are hosted within the European Union.

Details of which services each app uses are described in each app's own privacy policy and terms.

Brightfield Software is not responsible for third-party services and their content, availability, or practices. Use of such services is subject to their respective terms.

6. Financial Information Disclaimer

Where an app displays financial information, it is provided for informational and personal budgeting purposes only and does not constitute financial, investment, legal, or tax advice.

Transaction names, merchant categories, and other labels displayed in the app may be generated or improved automatically and may not always be accurate.

Brightfield Software makes no representations or warranties regarding the accuracy, reliability, or completeness of financial information displayed in any app.

You are solely responsible for reviewing and verifying financial information and for making any financial decisions based on that information.

7. Limitation of Liability

To the fullest extent permitted by applicable law, your use of our apps is at your own risk.

Brightfield Software shall not be liable for:

• Indirect, incidental, or consequential damages;
• Data loss resulting from device failure or misuse;
• Issues caused by factors outside our reasonable control.

Brightfield Software is not liable for inaccuracies, interruptions, delays, or failures caused by financial institutions or third-party service providers.

8. No Warranties

Apps are provided "as is" and "as available", without warranties of any kind, express or implied, including but not limited to fitness for a particular purpose or non-infringement.

Some jurisdictions do not allow certain warranty disclaimers, so parts of this section may not apply to you.

9. Termination

We may suspend or terminate access to an app if these Terms are violated, if continued operation becomes impractical, or if we are required to do so by law or regulation.

You may stop using any app at any time by uninstalling it from your device.

10. Governing Law

These Terms are governed by the laws of the Netherlands, without regard to conflict of law principles.

Notwithstanding the above, if you are a consumer resident in the EU, you will also benefit from any mandatory protections afforded by the laws of your country of residence.

11. Changes to These Terms

We may update these Terms from time to time. Any changes will be reflected on this page, and the "Last updated" date will be revised accordingly.

Continued use of the app after changes take effect constitutes acceptance of the updated Terms.

12. App-Specific Terms

Each app may have its own additional terms covering features specific to that app:

• SpendFox - spendfoxapp.com/terms

13. Contact

If you have questions about these Terms, contact us at support@brightfieldsoftware.com.